Consumer Rates effective 4/18/12
| LOAN TYPE |
TERM (MONTHS) |
APR* as low as |
| |
|
36 |
2.99% |
| AUTOMOBILES |
NEW & USED |
48 |
3.24% |
| 63 |
3.49% |
| |
72 |
3.75% |
|
Min $15K
|
78 |
4.75% |
| Min.$25K |
84 |
6.25% |
| MOTORCYCLES |
NEW & USED |
48 |
3.49% |
| 63 |
3.74% |
| 72 |
4.99% |
|
RV'S, CAMPERS & TRAVEL TRAILERS
Max Finance $35K
|
80% of Purchase Price
|
48 |
6.25% |
| 60 |
6.50% |
| 72 |
7.25% |
| Min $25k |
84 |
8.00% |
|
WATERCRAFT
Max Finance $35K
|
80% of Purchase Price
|
48
|
6.25% |
| 60 |
6.50% |
| Min $15k |
72 |
7.25% |
| |
Min $25k |
84 |
8.00%
|
| SIGNATURE |
12 |
9.75% |
| 24 |
10.00% |
| 36 |
10.50% |
| |
Classic |
16.00% |
| VISA CREDIT CARD |
Share Secured |
12.90% |
| |
WABA Affinity |
12.90% |
| SHARE / CD SECURED |
3.00% above current dividend being paid |
| HOME EQUITY - Variable |
180 |
5.00%*** |
| SECOND MORTGAGE - Fixed |
60 to 120 |
4.90% to 10.90% |
*Lowest possible APR (Annual Percentage Rate) based on credit worthiness for qualified borrowers. Rates and terms subject to change without notice. Additional .25% discount applies for automatic loan payment.
***Annual Percentage Rate is variable and is subject to change quarterly based on the Wall Street Journal Prime plus or minus a margin and the Loan to Value. The floor rate is 5.00%. Maximum APR during the life of the loan is 18.00%. Limited to owner occupied properties. Other restrictions and limitations may apply.
To apply for a loan 24 hours a day, 7 days a week, apply online! Applications may also be taken by phone by calling 316-263-5756 Ext 3 or by visiting any of our branches.