To report a lost or stolen Visa Credit Card after-hours call: 800-991-4961

TECU Visa Credit Cards offer members the convenience of a credit card they can use worldwide, use for shopping on the web with the protection of Verified by Visa, and is easy to manage online.

The following terms apply to the TECU Visa Credit Card:

· No Annual Fee

· Interest Rate –16% APR Fixed

· Monthly Payment – The minimum monthly payment will be either 5.0% of your Total New Balance, or $20.00, whichever is greater.

· Finance Charge – You can avoid Finance Charge on purchases by paying the full amount of the New Balance of Purchases each month within 25 days of your statement closing date.

· Cash Advance Fee – 2% of the cash advance.

· Fee for Exceeding Line of Credit - $10.00

· Late Charge – If payment is 10 days late, a fee of $15.00 will be charged.

· Insufficient Funds Fee – Any returned payment item will incur a $25.00 fee.