Consumer Rates as of 7/15/10
|
LOAN TYPE
|
TERM (MONTHS)
|
APR* as low as
|
|
AUTOMOBILES
|
NEW & USED
|
48
|
3.50%**
|
|
63
|
3.74%**
|
|
72
|
5.75%
|
|
78
|
6.75%
|
|
Min. $25K
|
84
|
8.25%
|
|
MOTORCYCLES
|
NEW & USED
|
48
|
4.75%
|
|
63
|
4.99%
|
|
72
|
6.25%
|
|
BOATS & CAMPERS
|
NEW & USED
|
48
|
6.25%
|
|
60
|
6.50%
|
|
72
|
725%
|
|
84
|
8.00%
|
| Min $30k |
120
|
8.75%
|
|
RV'S & TRAVEL TRAILERS
|
NEW & USED
|
60
|
6.25%
|
|
84
|
6.50%
|
| Min $30k |
120
|
6.75%
|
|
SMALL WATERCRAFT & RECREATIONAL
|
NEW & USED
|
36
|
6.75%
|
|
48
|
7.00%
|
|
60
|
7.75%
|
|
SIGNATURE
|
12
|
9.75%
|
|
24
|
10.00%
|
|
36
|
10.50%
|
|
SHARE / CD SECURED
|
3.00% above current dividend being paid
|
|
HOME EQUITY - Variable
|
180
|
5.00%***
|
|
SECOND MORTGAGE - Fixed
|
60 to 120
|
4.90% to 10.90%
|
*Lowest possible APR (Annual Percentage Rate) based on credit worthiness for qualified borrowers. Rates and terms subject to change without notice. **Rate reflects discount for automatic loan payment.
***Annual Percentage Rate is variable and is subject to change quarterly based on the Wall Street Journal Prime plus or minus a margin and the Loan to Value. The floor rate is 5.00%. Maximum APR during the life of the loan is 18.00%. Limited to owner occupied properties. Other restrictions and limitations may apply.
To apply for a loan 24 hours a day, 7 days a week, apply online! Applications may be taken by phone by calling 263-5756 Ext 3 or by visiting any of our branches.